Discover it® Student Cash Back vs. Discover it® Student Chrome (2024)

FAQs

What is the difference between chrome for students and student cash back? ›

The Discover it Student Cash Back card offers a higher cash back rate on shifting bonus spending categories. The Discover it Student Chrome card offers a lower cash back rate, but the spending categories don't change throughout the year.

The Discover it^® Chrome card will be a better fit if you spend a large amount on gas station and restaurant purchases each quarter. That said, earning 2% cash back with a $1,000 quarterly cap isn't all that enticing when there are other credit cards that offer unlimited 2% cash back on every purchase.

Comparing a student credit card and a regular credit card, you'll notice that a student card is designed for small and emergency purchases rather than major consumer spending. For student credit cards, the limits are typically lower, often ranging from $500 to $1,000 for new cardmembers.

Overall, Discover it Student Chrome is an especially good choice for commuting students who spend a lot at gas stations and restaurants. Discover it Student Cash Back is an attractive option for organized students who will remember to activate new bonus categories each quarter.

Quick startup time—Helps keep your lessons on schedule. Simplified sharing—Quickly share assignments, websites, and other resources with your students. Great for Classroom—Get the most from Classroom using Chrome browser.

The Discover it® Student Chrome has a $0 annual fee, and it doesn't charge foreign transaction fees (although Discover's acceptance abroad is limited).

No, there is no limit to the overall amount of Cashback Bonus you can earn, and you always earn cash back on every purchase. The 5% Cashback Bonus program does have a quarterly maximum and other special promotions may also include a cap.

The starting Discover it® Chrome credit limit is $500. But yours could be more, since credit limits are determined based on one's credit score, income and overall creditworthiness.

The pros of banking with Discover Bank include strong mobile banking, competitive bank interest rates, and minimal common bank fees. The cons of banking with Discover Bank include no physical branch presence, no specialty CDs, and no brokerage accounts.

Limited credit history or a credit score higher than 640 should be fine to get the Discover it® Student Cash Back, but keep in mind that lots of other factors go into if you're approved for a card or not. They will also look at your recent hard inquiries, debt, income, and any negatives on your credit report.

Does the Discover student card give you money for good grades? ›

You will be eligible to receive a 1% cash reward on the school-certified amount if: Your cumulative high school Grade Point Average (GPA) is at least a 3.0. You are a US citizen or permanent resident.

If you do have two Discover cards, only one of them can be a student card or a secured card. Other than that, there are no restrictions on the types of Discover cards you can have. This enables you to apply for whichever two Discover cards best fit your financial situation.

There are various factors that could lead to a denial, such as: Having a high debt-to-income ratio. Not earning sufficient income to cover potential credit card bills. Not having a credit history.

Annual fee: $0. Bonus: INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!

Chromebooks are built and optimized for the web. This means that Chromebooks seamlessly integrate with the Google Apps suite of tools (available free to schools), web apps in the Chrome Web Store, and of course content across the entire web. Chromebooks even run flash-based educational tools.

Everyone who gets approved for Discover it Student Chrome is guaranteed a credit limit of at least $500, and particularly creditworthy applicants could get limits a lot higher than that. The higher an applicant's credit score and income are, the higher the starting credit limit is likely to be.

Discover it^® Student Cash Back Card Benefits

Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.